A short history (very short as most of it is unknown). Two days ago I bought a Volvo in the subject and I expected it will take some work which I was willing to accept. However car turned out to be cleaner than expected, runs very smooth, there are no weird noises coming out from anywhere. So far so good. The previous owner is not so skilled and said that something is wrong with the steering, turned out the steering fluid was low. Easy fix.
Engine itself is dry, no leaks anywhere. Oil is clean. After getting home from a 30 mile drive I heard gurgling after turning off the engine. I popped the hood and saw that the coolant is bubbling in the coolant reservoir. I read a lot about it in the forum and turned out it is not that uncommon. I did remove the cap after it cooled down a bit, but then decided to check it tomorrow during daylight.
True enough the coolant level was low (might have been right from the start, but a good part of it escaped when I removed the cap the evening before). I topped up the coolant and it has been fine for two days now, no bubbling or anything. However the engine temperature seems to be a bit higher than manual suggests it should be, and other owners confirmed it should be right in the middle. In my case it is like this:

It warms up in a couple of minutes and stays like this.
I was planning to replace the timing and serpentine belts along with the water pump and flush the coolant, but one owner told me that from his personal experience I am probably in for a engine head gasket replacement, and I have a uncomfortable feeling that he may be right considering I don't know the history of the car and it is past 100000 miles on odo. I'd like to hear second opinion, is there a way to confirm this without opening up the engine? The coolant is not oily or smelly so far. Any tips and suggestions are very welcome.
Thanks!






