What did you do to your P2 Volvo today?

[volvolugnut]

Yesterday I removed the passenger door card on my 2001 V70. The window had been jamming for several months and then the outside handle would not open the door.
The rear window guide had come out of the lower frame. It was easy to push back into place.
The door handle vertical link had come out of the blue metal clip. I pushed it back in place and tried it many times before I started to put everything back together. THEN I found the plastic clamp for the inside door release cable was broken and the cable would not stay attached. I search here on MVS suggested adding a metal clip to the plastic to hold the cable in place.
After a lot of trial and error, I got a metal clip formed and pressed in place.
All look good and worked, so I put everything together.
Today, I tried the door and it opened with the outside handle. I when to the store and then found the outside handle did not work again. My right arm is just long enough to reach the inside handle from the back door.
But the window still works OK.
volvolugnut

[DonnVa]

I don’t think I showed you all my front grill modification on my XC70 I did a few weeks ago… My badge was nasty and of course it’s discontinued, so I got the new style badge and modified the sash off a big square badge from an XC90.

[xHeart]

What do you (and everyone) make of the claim that new cars lower the insurance premium because they're statistically safer, and you're not paying to protect sheet metal, you're paying for the enormous medical bills for bodies?

Not sure if it is materials only. Every few year I'll get quotes to compare my current rates. I was surprise that the premium of leased vehicle was $90-$110 lower than the financed auto with identical coverage.

[abscate]

What do you (and everyone) make of the claim that new cars lower the insurance premium because they're statistically safer, and you're not paying to protect sheet metal, you're paying for the enormous medical bills for bodies?

It’s a huge saving to buy a 5-10 year old car with cash and not carry crash coverage at all. My liability and comp bills run about $300 per year on my old Volvos , in NY

[yanga001]

What do you (and everyone) make of the claim that new cars lower the insurance premium because they're statistically safer, and you're not paying to protect sheet metal, you're paying for the enormous medical bills for bodies?

Ontario has a very interesting insurance rating sheet. It shows the general risk associated with each car brand, make, and year.

From a very high level review, one more common thing with newer cars up here is the rate of claim in different aspects versus the value of the car.

My take (it may be wrong) was that it was easier before to get by on not reporting crashes, carnage, etc to the old boys as the bills to repair were not as bad. A crunched trunk was maybe a hatch, lights etc. no special tools. Now, there are numerous numbers of sensors and signals that can go wrong in a crash which require higher level tools to repair.

We also have increased in density up here and insurance rates are more of an average rate over the whole populous from my understanding. If there are more crashes overall on a riskier populous then your rates will go up regardless. Hence up here, certain areas cost far more to insure a vehicle then others. Sprinkle in a lack of used cars and a hot car market and payouts are now above the blue book/black book values for cars. Add some insurance fraud in and the prospect of insuring vehicles becomes very costly and too large to properly manage.

When it’s private then it’s an anything goes kind of game up here. What strikes ne as odd is that an insurance claim on 8500$ of damage to a vehicle may come out to about the same as paying cash out depending on the level of premium increase. Premiums do not stay high forever much like tickets wipe off your record after 3 years.

My overall to the original statement is someone’s going to die going 150kmh into a wall or solid object equally in a 15-20+ year old car as they would in a new car. My premiums increased on the 08 because it has a turbo (mind you all models did in that year). New cars are something that tends to scare insurers due to how costly they are to repair and how likely they are to total in a collision.

Auto insurers up here take on the risk for fire damage due to vehicles. If your car lights on fire due to some defect into it, and it then burns your house down then there is a long line of lawsuits. You will get your money through home and auto, but behind the scenes home will look to auto to recover the money. Auto will then look at the dealer or car manufacturer to recover money. That is why any electric car with a defect will have “do not park in a garage, near other vehicles, etc” when there is an issue.

At the end of the day a naturally aspirated, older wagon is less to insure because it falls into a less risk category in terms of claims and payouts. That’s why up here they ask for associations for discounts. Ie medical association members, professionals such as lawyers or engineers, school alumni, CAA get discounts. The thought is that kind of person is probably less risk to others and themselves then someone who doesn’t have those.

To get the best premium it is often dependent on buying a car that isn’t really in a group that is risky, (old 98 v70 vs a Honda Civic) or being associated to groups with lower premiums (doctors, association members, etc). It does depend on the vehicle, location, and use case as well. Using a car for Uber for example increases premiums and risk categories significantly. That is something for another time but yea.


On another note, approximately 1800km were completed successfully without incident in the 08 s60. Not one hiccup and the transmission shifts even better after the drain and fill. I’ll check fuel trims today to see how they settled after doing a fuel system clean prior to leaving.

[BlackBart]

It’s a huge saving to buy a 5-10 year old car with cash and not carry crash coverage at all. My liability and comp bills run about $300 per year on my old Volvos , in NY

My track record is similar - buy an 8-10 year old, top trim car with good maintenance for 12-16k, then just drive them forever. Now I find myself with this collection of 20+ year old cars that all need something.... 2004, 2001, 1994, 1986, 1967. We had teenage drivers on our insurance as well, which didn't help. Just recently the youngest one got his own insurance.

[vtl]

It’s a huge saving to buy a 5-10 year old car with cash and not carry crash coverage at all. My liability and comp bills run about $300 per year on my old Volvos , in NY

My track record is similar - but an 8-10 year old, top trim car with good maintenance for 12-16k, then just drive them forever. Now I find myself with this collection of 20+ year old cars that all need something.... 2004, 2001, 1994, 1986, 1967. We had teenage drivers on our insurance as well, which didn't help. Just recently the youngest one got his own insurance.

I have a different experience with the truck: the purchase price was low to begin with, 0% APR for 5 years, taxes are only $3.65 higher, insurance is lower, it does not break and does not need parts and labor. While the best Volvo I've had - and still have - was good from 8 years old when I bought it, to 10 years, when it started to break en masse, resulting in at least $20k spent on needed parts in 8 following years. $15k more on not so needed Yeah, I wasn't easy on it, but cost-wise old Volvo is not cheap anyways.

[P80GLT]

Collected 4 inexpensive Mimas wheels to put winter tyres on. Just need to decide if I want to go to the bother and expense of having them refurbished before fitting tyres

IMG_9032.jpg (237.01 KiB) Viewed 363 times

[abscate]

Collected 4 inexpensive Mimas wheels to put winter tyres on. Just need to decide if I want to go to the bother and expense of having them refurbished before fitting tyres

IMG_9032.jpg

Just in time, winter in Scotland starts in a month or so,……

[scot850]

Our son had been using a FM transmitter unit so he could run his music from his phone and use his phone in the car hands free. He has only had it a month and it suddenly stopped working. Problem is it has taken out the fuse. I could not find the fuse for the 12V outlet in the main fuse box so googled it to find, A) In their stupidity they have fitted 2 other fuse boxes and the one for that is under the drivers' (LH) undertray requiring a T25 to access and removing the undertray. Really useful for the 99% of owners who don't carry that tool with them. and B) Not only that they use mini-blade fuses which I don't have as nothing I have ever owed uses them!! GRRR!!

So now ordered a set of mini-fuses to arrive tomorrow.

Why do I like Volvos????

Neil.