The benefits of having your credit card swipe-hacked

[matthew1]

Hello Matthew,

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I'd forgotten about this account. So hey, count me $5 or $10 ahead every month

It got swipe-hacked at a car wash here in Denver. You know how they say swiping is bad, chip is good? This is why.

There was no physical swipe piggyback mechanism -- I check for those. They must have simply caught the data stream and parsed out my CC number and expiration. That data is unencrypted. Two days later I got a message from my bank asking if I'd spent $90 at a Conoco in Broomfield. I hadn't, and the fraud report/cancel was simple.