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98 XC: My first accident

Help, Advice and DIY Tutorials on Volvo's extremely popular car line -- Volvo's 1990s "bread and butter" cars -- powered by the ubiquitous and durable Volvo inline 5-cylinder engine.

1992 - 1997 850, 850 R, 850 T5-R, 850 T5, 850 GLT
1997 - 2000 S70, S70 AWD
1997 - 2000 V70, V70 AWD
1997 - 2000 V70-XC
1997 - 2004 C70

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CIK7
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Year and Model: 1998 Volvo V70 XC
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CIK7

98 XC: My first accident

Post by CIK7 » Tue May 26, 2020 4:35 pm

I started driving within the first 3 weeks of October 2017. Not that long ago. I got my first car 10/24/17. Been clean, mean, and somewhat serene. :roll: I've encountered some tailgating nightmares; tailgating is 1 of 2 things that first spikes my anxiety and then adrenaline. I've avoided 2 accidents with pedal-to-the floor-braking. Im fairly easy on my engine mostly, love to floor it from the 35 to 45 zone and when I'm going through mud.
May 2nd, 2020 I was on my way to Walmart, coming over a bridge on the highway, coming up to where the on ramp is. I merged into left lane and the last car coming from on ramp merged over into left lane (where I was) without hesitation. The impact scared the crap out of me, was more jolting than I expected. I'm laughing about it right now :lol: can't stop. You can view my video on the private link here:
I can't help feeling embarrassed for my answer to the lady from other vehicle :oops: 'yes but I don't think my car is okay.' :oops:
The process through her insurance (Geico) was straightforward. I got an estimate, they totalled it, I got the payment, I called the DMV, the process was done. The part I worried about was having to junk it. DMV said that when they get a report of 80% or more damage (repair vs car value), the vehicle is deemed 'junk' and gets a junk title. I was freaking out because I searched for another P80 all over (that I could afford), but all I could find was a P2, a 2001 Volvo V70 T5M (Buzzzz Motors, Moore Oklahoma) for $2,195. Then Geico told me they only report damage % if the vehicle is 9yo or newer. Means my 22yo XC is in the clear. Keep on marchin' down the road! I have to replace the power steering pump, going to replace front lower parts, get full brake set with ATE PremiumOne discs and R1 Concepts ceramic pads. Onward with the remodeling of the Cloud!
1998 V70 XC black ($1K trade, Mi:143,995/151K Mr Cloud, totalled 5/2/20 @149K, engine toast @ 151,1XX)
1998 V70 XC white ($50 cash, junk, donor for my black XC, crushed)
2001 V70 Ba white (sold)
2009 Impala LT 3.5L (sold)

Plans for my 98 XC: 2.3 V70R engine, P2 M66 swap, logo/badge delete excl grille

yanga001
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Year and Model: 1998 v70 N/A
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yanga001

Re: 98 XC: My first accident

Post by yanga001 » Tue May 26, 2020 5:24 pm

Damn, no hesitation at all. What does the body damage look like on it? Door impact or quarter panels? Glad you are okay!
1998 S70 N/A Auto (Parts car)
1998 V70 N/A Auto
1998 V70 N/A Auto (Workhorse) (Tree to driver B pillar :( )
1999 S70 T5 Auto(Project)

Chuck W
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Re: 98 XC: My first accident

Post by Chuck W » Tue May 26, 2020 5:43 pm

10-to-1 she was on her phone...
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kklepack
'97 854 T5 - Manual swap in process
'97 855 GLT - Hers. RN swap/16T/exhaust/302s/Flashable M4.4
'78 GLE - Waiting in the wings. Future whiteblock/T5 swap.

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abscate
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abscate

Re: 98 XC: My first accident

Post by abscate » Wed May 27, 2020 4:35 am

You will develop more defensive driving paranoia the more you drive. 😀.

Of my six daughters , four have good DD skills, and two are excellent. You learn to treat every driver as a threat and watch for the unexpected. Merging is definitely on of the most accident prone times. It’s tempting to just drift over when you are on cruise control, but if you keep that 3 second rule in place, you can make prevention the strategy!

Don’t sweat the salvage/ junk title. As long as you can register and run it, it’s good.
Empty Nester
A Captain in a Sea of Estrogen
1999-V70-T5M56 2005-V70-M56 1999-S70 VW T4 BMW
Link to Maintenance record thread
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bmdubya1198
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Re: 98 XC: My first accident

Post by bmdubya1198 » Wed May 27, 2020 9:21 am

abscate wrote:
Wed May 27, 2020 4:35 am

Don’t sweat the salvage/ junk title. As long as you can register and run it, it’s good.
Yes, this exactly. Not a big deal, half of my cars have salvage titles :lol: .

Anyway, how does the car look? I guess if you're driving it still, it wasn't too bad. I'm glad the insurance was easy to deal with, when my dad got hit and had to deal with the other driver's smaller insurance company, it was a pain. Bigger companies like Geico are much easier to deal with.
2000 V70R Venetian Red/Charcoal M56 Swapped 197k
2003 S60 2.4T Silver/Black 113k
2007 XC90 V8 AWD Sport Titanium Grey/Black 171k
1991 944 Turbo Dark Green/Beige 174k
1992 245 Base White/Beige 249k
2006 BMW 330i
1999 BMW 528i
Sold-
2000 S70 GLT Mystic Silver/Taupe 253k
1993 944 Base Beige/Beige 221k
1998 V70 GLT Black/Beige 199k
1998 S90- Silver/Gray 207k
1995 850 GLT Tropic Green... crushed
2001 S60 2.4T Black/Black 230k
1988 744 Turbo M46 Beige Metallic/Beige 188k

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matthew1
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Re: 98 XC: My first accident

Post by matthew1 » Wed May 27, 2020 9:31 am

That left-lane squatter couldn't wait to get into the left lane on a clear highway to block faster traffic and force dangerous passes on the right. Sigh.

Glad you're ok CIK7. "Shiiiiiiiiiiiiiit!" :lol: Good recovery. The whole process -- collision, recovery, dealing with the other driver, and insurance -- appears well handled.
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1997 850 T5, MSD ignition coil, Hallman manual boost controller, injectors, R bumper, OMP strut brace [gone]
2004 V70 R [gone]

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scot850
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scot850

Re: 98 XC: My first accident

Post by scot850 » Wed May 27, 2020 10:42 am

Also you were using a dash cam which shows the whole thing. Makes me realise I should finally dig the one out I bought about 3 years ago. I was recently backed into by a semi in a business premises parking lot. Police would not attend as no one was injured. Problem I have now found is the guys insurance was expired, and now the police cannot get hold of him as they also discovered his insurance was not for that semi! So now they are after him. In the old days you called the police and they came out. The issue I had they have the authority to get all the info. The guy would not give me his licence or phone number which were obvious signs of an issue. With 2 of his buddies there and him what do you do? Well now it is in the hands of the police.

Glad you are ok as that could have gone so much worse. You did everything right and I am very impressed at how calm and controlled you were. Well done! Now hopefully the car is fixable.

Neil.
2000 V70 R - still being an endless PITA
2006 XC70
2003 Toyota 4Runner V8 Limited
2015 Kia Sportage EX-L
1993 850 GLT -Sold
1998 V70 XC - Sold
1997 Volvo 850 SE NA - Went to niece in California - Sold
2000 V70 SE NA - New project and test bed - Sold

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abscate
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abscate

Re: 98 XC: My first accident

Post by abscate » Thu May 28, 2020 7:15 am

Do t forget the bright side...of the four accidents you get in your life , you only have three left!

:D
Empty Nester
A Captain in a Sea of Estrogen
1999-V70-T5M56 2005-V70-M56 1999-S70 VW T4 BMW
Link to Maintenance record thread
Link To Volvo Glossary

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