best car insurance?

[JimBee]

Just curious. My 93 850 is still a pretty good runner and if I can get the heater working will run it through the winter—again! This will be its 16th year with me. When I'm not driving it I keep minimal insurance to cover vandalism which covers all glass with no deductible and isn't too expensive.
But for other damage there's a $500 deductible and I suppose that would be the book value of the car. So I'm not sure if I want to keep purchasing coverage with the $500 deductible.

Any suggestions?

[abscate]

I run $2000 deductibles on all my cars for comp only. For collision, there’s. 50% chance other driver pays in a fault state, biased by your driving of course, in which case the deductible doesn’t matter. It isn’t hard to do the math and figure out the $400 a year spent to protect a $2000 value car is a good casino betfor the house, especially since the most they payout is the total value of something like$1400 on a $2000 retail car