My fiance picked me up from work in my 850, and cresting a hill under a green streetlight I noticed a cyclist coming the opposite way begin to make a wide, sweeping turn into us.
I think when you see something like that happen, your mind tries to rationalize it, and you come up with a whole bunch of alternatives to what's really happening like "he's Lance Armstrong and he's timed it so he'll pass by us before he meets the side of our car" or "he's just swerving back and forth playfully and will soon change direction."
But alas, reality was upon us and he slammed into the left rear panel of my 850, making that whomp-ish sheetmetal sound when it gets pushed in.
He fell of course and we pulled over right after the intersection to see how he was. He got up and appeared to be fine, if a bit drunk. For a second it looked like he was going to ride off and that of course freaked me out so I called the police and they came after about 5-10 minutes.
During that time the cyclist apoligized several times, and inidcated he'd been at the Five Point bar, a place not foreign to my fiance and me. He was actually very forthcoming about the whole matter, and obviously not of middle class wealth, so when the cops came we let the whole matter drop, and they let him go on his way.
My 850 has a scar from the fuel door to the tail lamp from his bike's handlebar. The paint is scratched off and the gouge is actually a cm or two deep at its zenith. I'm happy nobody got hurt. I thought he was going to have some injuries. Even his bike escaped major damage.
Now for the insurance company dealings...







