Apparently there is a fuse box cover of some type that is missing. I was not able to ask of the fuse box is on the 'engine side' of the firewall or on the passenger compartment side...
Does this sound plausable to any of you folks? As the XC90 is a new car to us, I'm not certain myself. I guess it is possible that if a cover is missing from a fuse panel... and is in the right location... a cold air draft on the LH side of the drivers footwell could be created.
What do you guys think? Does this make sense?